Probationary officer under the recruitment of the Bankers Recruitment Committee (BRC) of Bangladesh bank. He is a Certified Documentary Credit Specialist (CDCS), Certified Demand Guarantee Specialist (CSDG), Certified in Trade Finance (CITF) from the London Institute of Banking and Finance (LIBF), and Certified Trade Finance Professional (CTFP) from ICC Academy. In addition to his core profession, the author has been providing training in International Trade, Offshore Banking, Anti-Money Laundering, Entrepreneur development at BIBM, and various training institutes of banks and corporate houses. He is a postgraduate from the University of Chattogram, Southern University & Dhaka University. During his career, he has been the Head of Foreign Trade, Head of Offshore Banking, Head of Learning and Development, and branch manager of several banks. Prior to joining his banking career, he worked with Reckitt & Colman and Youngone Corporation-two renowned multinational companies having business in Bangladesh. He has written four books so far on Banking, Shipping, and Customs Procedures in Export-Import Operation. Mohammad Rafiqul Islam Dhaka Bank Limited